Senior Product Manager, Banking

About the Role Join a fintech team building banking products for small businesses. You will own a major product area across payment experiences, account services, platform reliability, and customer security, helping make complex financial services simple and trustworthy. What You'll Do Own the strategy, roadmap, and delivery for core banking products, including deposit accounts, money movement, cards, and supporting infrastructure. Improve end-to-end experiences for account opening, funding, deposits, ACH, wires, transfers, bill pay, and card transactions. Partner with Engineering on the ledger, payment rails, and card systems that support customer-facing flows. Use customer research and cohort-based product data to identify high-impact opportunities. Write clear product specifications, define success metrics, and ship reliable, secure features with Engineering and Design. Build risk, fraud, security, and regulatory requirements into product development with Risk, Compliance, and Legal partners. Manage integrations and product relationships with banking partners and third-party vendors. Track activation, engagement, retention, multi-product adoption, and reliability. What We're Looking For Five to fifteen years of relevant product management experience, including experience at Senior Product Manager scope. Strong experience with non-card payments and money movement, such as ACH, wire transfers, and real-time payment rails. Understanding of payment-rail selection and common ACH return reasons. Demonstrated experience building banking products and working with backend developers and agentic tooling. Ability to collaborate across Engineering, Operations, Risk, Compliance, Legal, and external partners. Compensation & Benefits Base salary is $160,000 to $200,000 annually. Visa sponsorship is not available. Location Hybrid position based in New York City, New York, with 2 to 3 days onsite each week.